--- title: Why Maintaining PCI Compliance Matters description: Security is a crucial component in credit card processing. It applies to all entities involved in payment processing—which includes merchants, processors, acquirers, issuers, and service providers. Al --- [Skip to content](https://support.pdcflow.com/why-maintaining-pci-compliance-matters#main-content) English Show submenu for translations [![pdcflow\_logo\_horizontal\_full\_color\_expanded](https://support.pdcflow.com/hs-fs/hubfs/PDCflow%20Logos/pdcflow_logo_horizontal_full_color_expanded.png?width=300&height=100&name=pdcflow_logo_horizontal_full_color_expanded.png)](https://support.pdcflow.com/?hsLang=en) Open main navigation Close main navigation - English Show submenu for translations - [App Login](https://app.pdcflow.com/) [App Login](https://app.pdcflow.com/) Welcome to PDCflow's Help Center - There are no suggestions because the search field is empty. 1. [PDCflow Help Center](https://support.pdcflow.com/?hsLang=en) 2. [Payments / Transactions](https://support.pdcflow.com/payments-transactions?hsLang=en) 3. [Credit Card Payments](https://support.pdcflow.com/payments-transactions?hsLang=en#credit-card-payments) # Why Maintaining PCI Compliance Matters Security is a crucial component in credit card processing. It applies to all entities involved in payment processing—which includes merchants, processors, acquirers, issuers, and service providers. All are responsible for maintaining high security standards for cardholder data. Maintaining PCI Compliance is also important because: - It’s vital to the long-term success of merchants that process Credit Cards. - Merchants that are not PCI Compliant could lose credibility if there is a breach or theft of cardholder data, which is hard for an organization to come back from. - Merchants could lose the ability to accept payment cards At PDCflow, we are constantly finding ways to stay ahead of the curve and maintain our PCI Compliance, giving our clients peace of mind while taking payments. Here are just a few ways we accomplish this: - Cardholder data is tokenized, encrypted, and kept on our servers, so it’s never stored on your system. - Our security auditors perform monthly scans of our systems for any vulnerabilities. - Maintain the firewalls (including web application firewalls) - Undergo an annual On-Site Audit - Only the lowest level of compliance is required from our clients because we perform all of the above. Our Preferred Vendor, Newtek, is partnered with Trustwave to ensure that their merchants meet PCI DSS version 3.0 as regulated by Visa/Mastercard. Trustwave is one of the world’s leading suppliers of data security services, compliance, and threat intelligence solutions, and is an authorized PCI Forensic Investigator. Newtek charges its merchants a $60 annual fee, which includes the self-assessment questionnaire, sample security policies (required), security awareness training (required), website scanning, if required, and various other tools.  This is something that can be acquired on your own, but these services typically cost much more than $60. This fee is broken down to a $5.00 per month charge that clients will see on their monthly statement. For additional information about PCI Compliance, please contact [support@pdcflow.com](mailto:support@pdcflow.com). - [Getting Started](https://support.pdcflow.com/getting-started?hsLang=en#main-content) - [Demos](https://support.pdcflow.com/getting-started?hsLang=en#demos) - [Flow Requests](https://support.pdcflow.com/flow-requests?hsLang=en) - [Payments / Transactions](https://support.pdcflow.com/payments-transactions?hsLang=en#main-content) - [Credit Card Payments](https://support.pdcflow.com/payments-transactions?hsLang=en#credit-card-payments) - [Check (ACH) Payments](https://support.pdcflow.com/payments-transactions?hsLang=en#check-ach-payments) - [Cash Payments](https://support.pdcflow.com/payments-transactions?hsLang=en#cash-payments) - [Portals](https://support.pdcflow.com/payments-transactions?hsLang=en#portals) - [Payment Schedules](https://support.pdcflow.com/payments-transactions?hsLang=en#payment-schedules) - [Reporting](https://support.pdcflow.com/reporting?hsLang=en#main-content) - [Financial Reports](https://support.pdcflow.com/reporting?hsLang=en#financial-reports) - [Check Posting Reports](https://support.pdcflow.com/reporting?hsLang=en#check-posting-reports) - [Schedules Reports](https://support.pdcflow.com/reporting?hsLang=en#schedules-reports) - [Configuring PDCflow](https://support.pdcflow.com/configuring-pdcflow?hsLang=en#main-content) - [Configuring App Settings](https://support.pdcflow.com/configuring-pdcflow?hsLang=en#configuring-app-settings) - [Configuring App Users](https://support.pdcflow.com/configuring-pdcflow?hsLang=en#configuring-app-users) - [Configuring Flow Components](https://support.pdcflow.com/configuring-pdcflow?hsLang=en#configuring-flow-components) - [API Documentation](https://support.pdcflow.com/api-documentation?hsLang=en) - [Leaving PDCflow](https://support.pdcflow.com/leaving-pdcflow?hsLang=en) [![pdcflow\_logo\_horizontal\_full\_color\_expanded](https://support.pdcflow.com/hs-fs/hubfs/PDCflow%20Logos/pdcflow_logo_horizontal_full_color_expanded.png?width=300&height=100&name=pdcflow_logo_horizontal_full_color_expanded.png "pdcflow_logo_horizontal_full_color_expanded")](https://www.pdcflow.com) [Powered by PDCflow](https://www.pdcflow.com/) | [Support](https://ticketsupport.pdcflow.com/mytickets?hsLang=en) | [Privacy Policy](https://www.pdcflow.com/privacy-policy/) | [Terms of Use](https://www.pdcflow.com/terms-of-use/) Copyright © 2026, PDCflow