1. PDCflow Help Center
  2. ACH/Check Processing

ACH Funds Availability Information

ACH funding generally has a four business day hold (that is seven actual days if a weekend is included in the timeline). If there is a banking holiday, such as Veteran's Day, then funding would be delayed an additional day.
 
ACH transactions are not processed in real-time, like credit cards are, the funds are held for a hold period to ensure the transaction does not Return for any reason.
 

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